Position Summary

The Sponsor Finance Portfolio Analyst is responsible for thoroughly analyzing real time financial and non-financial data to provide current and concise analysis so the team and its credit partners can continually assess and react to changes in a client’s credit condition, financial performance trends, and future prospects. The analyst is essential to the team’s risk management strategy and is expected to make recommendations to the business line Portfolio Managers and to construct and monitor the client portfolio consistent with Busey Bank’s strategy and risk guidelines.

Duties & Responsibilities

Primary Responsibilities:

• Conduct in-depth fundamental analysis of companies including financial modeling, valuation, and competitive benchmarking.
• Perform macro and industry specific research to identify or confirm trends, risks, and opportunities.
• Provide actionable recommendations and present findings in a clear and concise manner.
• Assess financial conditions, trends, and prospects and update forecasts and theses as new information is available to ensure credit facilities are properly risk graded and will continue to meet the credit and financial requirements for Sponsor Finance asset quality and policy compliance as determined by Busey Bank’s Credit Policy.
• Build and maintain financial models and scenario analyses.
• Regularly engage investor FP&A and business improvement teams as well as the operating business’s senior leadership to share insights and analysis.
• Provide detailed financial analysis and due diligence support for new opportunities and new Permitted Acquisitions including participating in conference calls and in-person meetings.
• Prepare Level of Interest memos (“LOIs”) and indicative term sheets and review definitive credit documentation to ensure consistency with approved terms and conditions.
• Prepare periodic reports, including but not limited to, Quarterly Portfolio Reviews.
• Provide support, as requested, to Underwriting, Credit and the Senior Credit Risk Officer (SCRO) in managing loans and pipeline, including but not limited to relaying relevant information.
• Establish and maintain favorable relationships with current and prospective clients and family office sponsors
• Participate in relevant business organizations. Regularly attend networking events.  Pursue learning activities that develop and advance job-related skills.
• Interact with internal and external clients while providing extraordinary service.
• Develop and maintain trusted, positive relationships with other employees, clients, and vendors. 
• Represent the Bank in a highly professional manner.
• Complete job assignments in a professional, timely and efficient manner; organize and prioritize work.
• Maintain confidentiality; adhere to Bank policies and procedures; comply with laws, regulations, and industry best practices.
• Reliable and predictable onsite attendance.

Education & Experience

Knowledge of:

• Advanced Excel and financial modelling skills.
•  Strong understanding of finance, accounting, and business valuation with an ability to analyze and interpret numerical data.
• High financial acumen and high level of problem-solving skills. Able to analyze and interpret financial data and solve problems where advanced and technical concepts are applied.

Ability to:

• Self-starter with excellent time and project management skills, and a demonstrated ability to manage multiple tasks and adjust priorities as needed.
• Able to perform duties and make informed decisions under time pressure.  Can maintain mental focus for extended periods of time.
• Effective oral and written communication skills.  Demonstrates the ability to clearly articulate complex financial data.
• Strong intellectual curiosity, analytical mindset and attention to detail.
• Dependable and adaptable teammate who demonstrates professionalism and an unrelenting focus on internal and external clients.

Education and Training:

• Requires a 4-year college degree with an emphasis in Finance, Economics, Accounting or a related field (MBA or CFA preferred).
• Requires minimum four years of relevant experience in investment research, asset management, private equity or banking with a college degree or two years relevant experience with an MBA or CFA.